Champions Funding LLC - Disclosure Desk Specialist

Champions Funding LLC

Key Responsibilities

• Prepare and issue initial disclosures, including Loan Estimates (LE), Closing Disclosures (CD), and other loan documents for Non-QM loans. • Review loan files to ensure that all disclosures are issued in accordance with regulatory requirements such as TRID, RESPA, TILA, and other applicable laws. • Collaborate with loan officers, processors, and underwriters to gather required information for disclosures. • Maintain compliance with federal and state regulations related to Non-QM loans, ensuring full adherence to disclosure requirements. • Respond to inquiries from internal and external stakeholders regarding disclosure documents and loan status. • Track and manage disclosure timelines to ensure timely issuance of documents. • Assist with compliance audits, ensuring accuracy and completeness of disclosure-related records. • Stay updated on changes in industry regulations and internal processes, ensuring that disclosures reflect the most current standards. • Identify and resolve issues with disclosure preparation or delivery, escalating as needed to ensure compliance and borrower satisfaction. • Work closely with the compliance team to ensure that all Non-QM disclosure practices align with company policies and regulatory guidelines.

• 2+ years of experience in mortgage lending, with a focus on Non-QM loans and disclosure preparation. • Strong knowledge of TRID (TILA-RESPA Integrated Disclosure), RESPA, TILA, and other mortgage-related regulations. • Detail-oriented with strong organizational skills, ensuring accuracy and compliance in all aspects of disclosure preparation. • Experience with Encompass (LOS) and familiarity with mortgage industry software. • Excellent written and verbal communication skills, with the ability to effectively explain complex regulatory requirements to both internal teams and borrowers. • Strong problem-solving skills and the ability to handle multiple tasks and deadlines in a fast-paced environment. • Ability to work independently as well as part of a collaborative team.