Credit Portfolio Management, Analyst/Associate
SMBC Group is a top-tier global financial group offering diverse financial services. They are hiring an Analyst or Associate within Credit Portfolio Management, responsible for supporting the portfolio management function for mid-market and large cap borrowers, contributing to credit monitoring activities, and interacting with senior management and Private Equity Sponsors.
Responsibilities
- Assist in Underwriting increases to total facility, M&A transactions, dividends, refinancing and re-pricing transactions that arise from existing portfolio
- Prepare credit applications and amendments
- Prepare credit analysis for quarterly and annual reviews
- Assist Head of Portfolio Management in various reporting and presentations to senior management as well as support the overall monitoring and management of the portfolio
- Prepare financial projection models including Base Case and development of Downside Case scenario
- Review of projections and budget achievement
- Utilize various IT systems including customer setup, compliance and portfolio management systems
Skills
- Minimum of 1 year of credit and lending background preferred
- Good accounting and financial analysis skills
- Experience in review and interpretation of historical and projected statements
- Strong credit background with the ability to independently evaluate capital structures, leverage, cash flows, repayment capacity, industry trends, competitive landscape, and customer issues as well as other risks and mitigants
- Exposure to bank regulatory policies and reviews
- Knowledge of bank grading systems
- Strong communication skills and team orientation
Benefits
- Annual discretionary incentive award
- A competitive portfolio of benefits
Company Overview
Company H1B Sponsorship