Mortgage Closer | Sage Home Loans

Sage Home Loans Corporation is a digital mortgage lender redefining the mortgage origination experience. As a Mortgage Loan Closer, you will ensure seamless and timely loan closings while collaborating with various stakeholders to maintain compliance and customer satisfaction.

Responsibilities

• Serve as a key point of contact for all parties throughout the closing process, including Loan Officers, Realtors, Borrowers, Attorneys, and Title Companies
• Manage loan closings to meet contract deadlines and rate lock expiration dates
• Close Conventional, FHA, and VA residential mortgages
• Ensure loan files and documentation comply with company, investor, and regulatory standards
• Verify that documents are drawn within posted turn times and consistently meet deadlines
• Process a minimum of 3 files per day during standard business operations, with flexibility for changing volume as directed by management
• Reconcile and approve Closing Disclosures, ensuring accuracy and compliance
• Review Closing Disclosures with borrowers and schedule closings
• Prepare and deliver complete, compliant closing packages
• Maintain organized and accurate digital filing of all documentation using system checklists and job aides
• Collaborate with processing, underwriting, and post-closing departments to resolve issues and ensure completeness of closing packages
• Develop an in-depth understanding of the entire loan lifecycle to anticipate and manage dependencies within the closing process
• Perform other duties as assigned
• Maintain customer satisfaction scores of 4.75 or higher

Skills

• Solid understanding of TRID guidelines and compliance requirements
• Exceptional attention to detail and commitment to accuracy
• Strong written and verbal communication skills
• Ability to manage multiple priorities independently while meeting deadlines
• Proactive and dependable work ethic with a strong sense of urgency
• Experience with Conventional, FHA, and VA loan programs
• Working knowledge of Encompass loan origination software

Benefits

• Health Insurance Coverage (medical, dental, and vision)
• Life Insurance
• Short and Long-Term Disability Insurance
• Flexible Spending Accounts
• Paid Time Off
• Holiday Pay
• 401(k) with match
• Employee Assistance Program
• Paid Parental Bonding Benefit Program
• Flexible Paid Time Off (PTO): We believe time to rest and recharge is essential. That’s why we offer a generous and flexible PTO policy. Full-time employees accrue 20 days of PTO for a full calendar year annually, with an increase to 25 days after five years of service.

Company Overview