[Remote] Principal Data Scientist – Data Asset Evaluation & Strategic Partnership

Note: The job is a remote job and is open to candidates in USA. Experian is a global data and technology company that empowers opportunities for people and businesses. They are seeking a Principal Data Scientist to evaluate new data assets, lead quantitative due diligence for M&A targets, and partner with various teams to assess the predictive power and regulatory viability of external datasets.

Responsibilities

• Evaluate traditional, alternative, transactional, and raw datasets for use in underwriting, portfolio management, collections, and fraud
• Lead quantitative due diligence for M&A targets and data partnerships, assessing data quality, depth, coverage, stability, and scalability
• Design and implement validation frameworks to measure predictive lift, segmentation value, and incremental performance versus incumbent data
• Conduct benchmarking and champion/challenger analyses comparing external data assets with internal attributes, scores, and models
• Engineer consumer, account, or business-level features from raw or event-level data, especially for early-stage data providers
• Develop and test feature construction methods (recency, frequency, velocity, volatility, trend, and stability) to evaluate modeling potential
• Assess data assets across the full credit lifecycle—acquisition, underwriting, account management, early warning, and loss mitigation
• Translate analytical findings into investment theses, valuation inputs, and go/no-go recommendations for Product and Corporate Development
• Evaluate regulatory and compliance considerations: explainability, permissible purpose, adverse action suitability, data provenance, and governance
• Partner with Legal and Privacy teams to assess consent, permissible use, data rights, and regulatory risks
• Build repeatable toolkits, scorecards, and dashboards to standardize how data assets are evaluated
• Lead technical deep dives and data reviews with external data providers, fintechs, and potential acquisition targets
• Present findings to senior partners through executive-ready materials that communicates risk, value, integration effort, and strategic fit
• Support post‑acquisition or post‑partnership integration through guidance on feature pipelines, monitoring strategies, and performance tracking Skills
• 5+ years of experience in data science, credit risk analytics, or advanced analytics within financial services, FinTech, or data-driven platforms
• Hands-on experience transforming raw transactional, event-level, or unstructured data into model-ready features
• Proficiency in Python (Pandas, NumPy, SciPy, scikit‑learn, SQLAlchemy) for feature engineering, validation, and analysis
• Advanced SQL experience with large, multi-source datasets
• Experience with credit risk metrics and model evaluation (AUC, KS, lift, PSI, stability, and back‑testing)
• Experience designing incremental value tests, challenger analyses, and controlled experiments
• Summarize complex analytical outcomes into clear, defensible business recommendations
• Comfortable presenting in high‑visibility, decision-oriented environments
• Experience collaborating across Product, Risk, Legal, Compliance, and Strategy teams
• Experience supporting M&A due diligence, data acquisitions, or strategic partnership evaluations
• Familiarity with fair lending expectations, model explainability, and regulatory compliance for new data usage
• Experience evaluating early-stage fintechs or data-as-a-service providers with developing data products
• Exposure to ML models used for underwriting, fraud, or early-warning systems
• Experience building standardized evaluation frameworks or internal analytics guides
• Understanding of data commercialization and productization considerations Benefits
• DEI
• Work/life balance
• Development
• Authenticity
• Collaboration
• Wellness
• Reward & recognition
• Volunteering Company Overview
• Experian is a data analytics and consumer credit reporting company. It was founded in 1980, and is headquartered in Dublin, Dublin, IRL, with a workforce of 10001+ employees. Its website is Company H1B Sponsorship
• Experian has a track record of offering H1B sponsorships, with 8 in 2025, 18 in 2024, 9 in 2023, 16 in 2022, 19 in 2021, 23 in 2020. Please note that this does not guarantee sponsorship for this specific role. Apply tot his job

Apply tot his job Apply To this Job