Mortgage Orginator/Advisor

Work from home Full-time role Hiring

Overview: Helping Members Live Their Financial Dreams FORUM Credit Union is a member focused, results driven financial institution who strives to provide the best customer service and financial advice to all of our members. Our mission is to help our members live their financial dreams. We offer a full suite of financial products and serve more than 155,000 members in the greater Indianapolis area. Voted Best Places to Work in Indiana since 2012, FORUM is dedicated to enriching the lives of our employees so we can in turn enrich the lives of our members. The Remote Mortgage Advisor is a responsible for providing mortgages to our existing FORUM member base as well as non-member referrals. This position will work remotely and focus on residential mortgage pre-approvals, purchase loans, construction loans, and refinances using self generated leads. Although this position is remote, we require the selected candidate be located in the State of Indiana We are unable to sponsor a work visa for this position. Responsibilities: Daily responsibilities consist of:

Originate residential mortgage loans for FORUM members.
Conduct mortgage application interviews from applicants generated through the established contacts such as Select Employee Groups, direct requests, expired applications, FORUM marketing events, and outside referral sources
Develop and maintain contacts in the real estate industry and other outside sources to produce additional mortgage loans by performing pre-approvals and providing borrower education.
Ensure all client contact, disclosures, and client involvement are done in compliance with applicable Federal and state regulations.
Develop proficiency in lending guidelines for all investors and correspondent relationships with FORUM Mortgage and stay informed of changes in the mortgage industry.
Ensure a smooth and timely mortgage process and closing by pre-qualifying applicants
counseling members on the mortgage products and the process
submitting borrower files to Underwriting for pre-approval
obtaining all necessary documents and information
keeping all involved parties up-to-date on the status of the loan
resolving problems as needed You may enjoy this job if:
You accepts responsibility with a high level of ownership and commitment to achieve results
You focus on the thoroughness and accuracy of work
You understand and anticipate the internal and external customer business needs and acts accordingly, providing high priority to customer/member satisfaction and service
You express ideas effectively through multiple channels, clearly conveying an understanding of the needs of different audiences
You have the ability to build relationships with internal and external partners, business owners, members and colleagues
You consistently produce accurate, thorough and complete work within defined timelines
You deliver the highest level of confidentiality, discretion and integrity in all aspects of work responsibilities Qualifications: What we are looking for:
A two-year college degree or completion of a specialized course of study at a business or trade school or completion of a specialized and extensive in-house training program
One year to three years of similar or related mortgage lending experience with a book of business
Ability to maintain regular attendance and achieve production goals. Employee Perks:
Competitive Pay - $13/hour plus uncapped commission
Student Loan Reimbursement
Tuition Assistance
Wellness Programs
Community Involvement and Paid Volunteer Time
Professional Development/Award Winning Training Program
401K with Match
Comprehensive Benefits Package
Generous Paid Time Off Please note: A criminal background screen will be conducted upon hire. FORUM Credit Union values and celebrates diversity in the workplace. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, disability, or status as a protected veteran. Overview: Helping Members Live Their Financial Dreams FORUM Credit Union is a member focused, results driven financial institution who strives to provide the best customer service and financial advice to all of our members. Our mission is to help our members live their financial dreams. We offer a full suite of financial products and serve more than 155,000 members in the greater Indianapolis area. Voted Best Places to Work in Indiana since 2012, FORUM is dedicated to enriching the lives of our employees so we can in turn enrich the lives of our members. The Remote Mortgage Advisor is a responsible for providing mortgages to our existing FORUM member base as well as non-member referrals. This position will work remotely and focus on residential mortgage pre-approvals, purchase loans, construction loans, and refinances using self generated leads. Although this position is remote, we require the selected candidate be located in the State of Indiana We are unable to sponsor a work visa for this position. Responsibilities: Daily responsibilities consist of:
Originate residential mortgage loans for FORUM members.
Conduct mortgage application interviews from applicants generated through the established contacts such as Select Employee Groups, direct requests, expired applications, FORUM marketing events, and outside referral sources
Develop and maintain contacts in the real estate industry and other outside sources to produce additional mortgage loans by performing pre-approvals and providing borrower education.
Ensure all client contact, disclosures, and client involvement are done in compliance with applicable Federal and state regulations.
Develop proficiency in lending guidelines for all investors and correspondent relationships with FORUM Mortgage and stay informed of changes in the mortgage industry.
Ensure a smooth and timely mortgage process and closing by pre-qualifying applicants
counseling members on the mortgage products and the process
submitting borrower files to Underwriting for pre-approval
obtaining all necessary documents and information
keeping all involved parties up-to-date on the status of the loan
resolving problems as needed You may enjoy this job if:
You accepts responsibility with a high level of ownership and commitment to achieve results
You focus on the thoroughness and accuracy of work
You understand and anticipate the internal and external customer business needs and acts accordingly, providing high priority to customer/member satisfaction and service
You express ideas effectively through multiple channels, clearly conveying an understanding of the needs of different audiences
You have the ability to build relationships with internal and external partners, business owners, members and colleagues
You consistently produce accurate, thorough and complete work within defined timelines
You deliver the highest level of confidentiality, discretion and integrity in all aspects of work responsibilities Qualifications: What we are looking for:
A two-year college degree or completion of a specialized course of study at a business or trade school or completion of a specialized and extensive in-house training program
One year to three years of similar or related mortgage lending experience with a book of business
Ability to maintain regular attendance and achieve production goals. Employee Perks:
Competitive Pay - $13/hour plus uncapped commission
Student Loan Reimbursement
Tuition Assistance
Wellness Programs
Community Involvement and Paid Volunteer Time
Professional Development/Award Winning Training Program
401K with Match
Comprehensive Benefits Package
Generous Paid Time Off Please note: A criminal background screen will be conducted upon hire. FORUM Credit Union values and celebrates diversity in the workplace. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, disability, or status as a protected veteran. Apply tot his job Apply tot his job